What is the minimum liability insurance coverage required in Idaho?

What is the minimum liability insurance coverage required in Idaho?

• A. $15,000 for injury or death of one person
• B. $25,000 for injury or death of one person, $50,000 for injury or death of two or more people, and $15,000 for property damage
• C. $30,000 for injury or death of one person
• D. $50,000 for injury, $35,000 for property damage

Answer: (B)

The minimum liability insurance coverage required in Idaho is specified to ensure that drivers are financially responsible in the event of an accident that causes injury or damage to others. The correct choice outlines these requirements clearly: $25,000 for injury or death of one person, $50,000 for injury or death of two or more people, and $15,000 for property damage. This structure of coverage is intended to provide a reasonable level of financial protection for individuals involved in an accident, ensuring that sufficient funds are available to cover medical expenses or property damage claims resulting from an accident. The amounts reflect a balance between affordability for drivers and adequate protection for victims of traffic accidents, which is crucial for maintaining public safety on the roads. The other options do not meet the specific minimum requirements as defined by state law. For example, other choices either provide insufficient coverage for bodily injury or property damage, which would not comply with Idaho’s statutory requirements.

The minimum liability insurance coverage required in Idaho is specified to ensure that drivers are financially responsible in the event of an accident that causes injury or damage to others. The correct choice outlines these requirements clearly: $25,000 for injury or death of one person, $50,000 for injury or death of two or more people, and $15,000 for property damage.

This structure of coverage is intended to provide a reasonable level of financial protection for individuals involved in an accident, ensuring that sufficient funds are available to cover medical expenses or property damage claims resulting from an accident. The amounts reflect a balance between affordability for drivers and adequate protection for victims of traffic accidents, which is crucial for maintaining public safety on the roads.

The other options do not meet the specific minimum requirements as defined by state law. For example, other choices either provide insufficient coverage for bodily injury or property damage, which would not comply with Idaho’s statutory requirements.